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After we have issued a binder or confirmation of coverage, retail agents have the authority to issue ACORD Certificates of Insurance (COI) for the given insured.  The ACORD COI wording may not be modified without prior written approval by Appalachian Underwriters Inc; any modification to the standard wording or statutory references is considered outside your authority.  The COI may not be used as an endorsement or change request.  Any policy changes must be requested in writing to Appalachian Underwriters Inc. Discretion is to be used when providing COI's, and if for any reason there is a question as to whether a COI is appropriate, please feel free to contact us.

Please go here for a free Certificate of Insurance (COI)