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What is the Appalachian Underwriters "Direct Select" program?
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Direct Select is a new program designed to give Independent Agents direct market access to multiple competitively priced insurance products and national carriers. The term Direct is key, as unlike our other product offerings, we connect the agency with our carriers directly through our rating engine to provide real-time quoting 24/7. This empowers you with the choice to select what carrier you'll place the customer with. No carrier specific volume requirement, No upfront fees, You own the customers and the book!
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Are there initial start-up fees?
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None, other companies range from $200 to $9,000 just to get started.
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Are there any re-occurring monthly fees?
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None, other companies range from $50 to $200 a month just to have access to this technology and top carriers.
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What are the volume requirements?
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None, we do not set any carrier specific volume requirements! Agents are free to quote and request bind as often as they like.
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Who owns the business?
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You own the business by way of contract with Appalachian Underwriters. The
brokerage agreement you are asked to sign clearly spells this out.
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Can my agency write business through Direct Select in multiple States?
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Yes, your agency will be able to write business in all of the states in which you hold a license. Proof will be required prior to binding.
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Will I have binding authority?
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No. Once you find a rate you want to bind, the second phase is to process the request to Appalachian on-line where we underwrite, verify, and ultimately issue the policy.
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What is the Commission Structure?
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The program starts with a 70/30 percentage split of commissions (Agent gets higher percentage) of the carriers commission rate.
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If I lost an appointment, or desire to roll a book of business, is Direct Select an option?
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Absolutely! We provide assistance in assessing the opportunity with the carriers. Please contact and Underwriter for assistance.
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What paperwork is required to quote and bind through Appalachian Underwriters, Direct Select program?
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The only paperwork required is for the agent to get appointed to AUI through the Appalachian Underwriters standard
brokerage agreement, If you already have one and are in good standing, you can start selling the proposals. Otherwise, we need the following AUI agent/ broker agreement completed in it's entirety. Follow the directions on the fax cover sheet. Our marketing department will follow up shortly after to advise of status.
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Is my customers information secure and confidential?
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We provide a confidential and secure quoting environment for any and all data transacted through our website. Our technology partner has each and every page of their application approved by Starfield. The security systems are configured to provide privacy, integrity, and authentication in internet communications. these measures help to ensure your data is secure and encrypted, so that a third party cannot capture, read, or access the information being transacted during a quoting session.
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How quickly can we get started?
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You can create you own login and start quoting business in minutes right here today..
Click here to get started Link to Login Page
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