ROBERT J. AROWOOD, PRESIDENT

Responsibilities: Oversee overall management for all programs and divisions.
Years in Industry: 19
Experience: Retail Agency(15 years)-Agency management and direct commerciallines sales. MGA(4 years)-Agency management, underwriting and marketing.
Degrees/Designations: Certified Insurance Counselor (CIC)-1990
Industry Activities/Achievements: Served on various carrier advisory councils. Member of Big I and PIA associations.

WILLIAM M. AROWOOD, VICE PRESIDENT

Responsibilities: Oversee overall management of retail insurance agency.
Years in Industry: 22
Experience: Retail Agency(22 years)-Agency management and direct commercial lines sales. Manage retail agency in excess of $20,000,000 in annual premium.
Degrees/Designations: Certified Insurance Counselor (CIC)-1988
Industry Activities/Achievements: Served on various carrier advisory councils. Member of Big I and PIA associations.

DAVID G. BYRD II (GARLAND), DIRECTOR OF MARKETING

Responsibilities: Agency Development for 14 states consisting of new agency appointments management of six outside marketing representatives. Monitoring 4000 agents for loss ratio and for the hit ratio of submissions. Agent training of new products agency visits quarterly for agents in each state with each outside marketing representative. Responsible for Trade Shows and relationships with each state association.
Years in Industry: 13
Experience: Sales manager and Vice President of Eastern Insurance Group, Knoxville, TN. Production and development of construction divisions and new business sales for energy and the trucking industry. MGA-Development of each new state including training and selections of agents and hiring of new marketing reps.
Industry Activities/Achievements: Member of various Big I and PIA associations.

RONALD Y. GIONET, UNDERWRITING MANAGER

Responsibilities: Directly responsible for design, development and documentation of workers compensation programs. Manage underwriting staff to ensure satisfactory quality and assert team has adequate and appropriate underwriting guidance.
Years in Industry: 16
Experience: MGA(3 years)-Workers compensation underwriting manager. Standard Companies(13 years)-Underwriting all lines of small commercial, national accounts & niche program accounts. Specialty program development and marketing manager for mono line workers compensation program.
Industry Activities/Achievements: Member of Big I and PIA associations.

LYNN WILHOITE, COMMERCIAL SPECIALTY MANAGER (MURFREESBORO, TN)

Responsibilities: Directly responsible for design, development and documentation of E&S programs. Manage overall book pricing to the levels approved by our carriers. Underwriting stewardship and all this entails.
Years in Industry: 23
Experience: Agency(2 years) - Marketing manager for a small retail agency writing a broad range of P&C business. MGA(6 years) - Underwriting and management of P&C production. Standard Company(15 years) - Underwriting, marketing, branch management.
Degrees/Designations: Certified Insurance Counselor (CIC)-1990

BOB BROWN, CHIEF INFORMATION OFFICER

Responsibilities: Technology Assesment and Acquisition of Information Systems. Strategic Planning & Process Improvement. Security and Disaster Recovery Planning. Manage Information Systems Team.
Years in Industry: 13
Experience: President of Computer Knowledge Inc. Computer Security for Department of Energy Y-12 National Security Complex. Systems Analyst & Software Developer for Department of Energy Oak Ridge Operations & Methodist Medical Center of Oak Ridge.
Degrees/Designations: Bachelor of Science: Management Information Systems. Associate of Science: Computer Science and Information Technology. Microsoft Certified Systems Engineer. Cisco Certified Network Associate. Comp TIA iNet+ and Network+