DEALERPRO Independent Auto Dealer Program provides specialized coverage for small to mid-sized, rural and suburban, non-franchised auto and truck dealerships.

Program Highlights

  • Minimum Premium: $1,000
  • Maximum Deductible: $5,000
  • Garage Liability Limit: Up to $1,000,000
  • Fire Legal Liability Limit: Up to $300,000
  • Dealer's Open Lot Limit: Up to $750,000**
  • Garagekeepers: Up to $500,000**
  • Workers' Compensation
  • New Ventures Acceptable

** Subject to location

Eligible Classes

  • Auto Wholesalers/Brokers
  • Auto Auctions
  • Dealers with Service and/or Repair up to 49% of Revenues
  • Non-Franchised Auto or Truck Dealers

Lines of Business

  • General Liability
  • Garagekeepers
  • Non-Owned Auto Liability
  • Property (Building and Contents)

Submission Requirements

  • DEALERPRO Supplemental App– Competitor Apps are Welcome
  • 3 Years of Currently Valued Loss Runs
  • Dealer Liability is not available in all states. Contact us for state availability

Please send all submissions to

Division Contacts
Larry Brock 888-376-9633 ext 8461

The information is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice.